If you drive a car, you need auto insurance – in fact, it’s the law. But there are also a number of other good reasons to protect yourself with auto insurance, which can help you pay for:
- Damage to vehicles caused by an accident or any other reason
- Medical expenses for you or others due to an accident
- Legal expenses that may arise from an accident
- Lost wages if you are in an accident and cannot work
- Compensation for survivors of a fatal accident
But just because you need car insurance doesn’t mean you shouldn’t shop around for the best auto insurance policy available at the lowest price. Vanguard Insurance is here to help you do just that.
Cheapest Car Insurance Rates
Are you aware that auto insurance rates change all the time? Car insurance companies base their rates on a number of national, state and local statistics, which are constantly being updated.
One of the easiest ways to shop for car insurance is by using this website, which is designed to help you find the information you need to purchase the best car insurance policy and provide you with up-to-date pricing from leading auto insurance providers.
You can compare auto insurance policy rates from major insurance carriers safely and securely for free on our website. You can also talk with knowledgeable agents who can explain the plans to you, and help you choose the best plan for your needs and budget.
Key Factors That Can Affect The Cost Of Your Car Insurance
Your driving record. Most insurance companies will obtain your driving record for the past three to five years. If you have a clean driving record, you can usually expect to get the best rate, because research shows that those with the best driving records are less likely to become involved in an accident.
The deductible. If you would like to save money by having lower monthly premiums, then you can do so by choosing a higher deductible limit – the amount you are responsible for paying before your insurance coverage kicks in. If you would not be able to cover the deductible in case of an accident, then you should choose a lower deductible.
Shopping around. Financial experts advise that one of the best things you can do to get cheaper auto insurance rates is to shop around. Using online resources like VanguardInsurance.com to get competitive rates will help ensure you have access to the best rates from leading auto insurance providers.